Paycheck Calculator

Enter gross pay, pay period, federal and state tax rates, and other deductions to estimate net take-home pay and annual income — results update instantly for quick budgeting.

  • Free to Use
  • No Signup
  • Privacy Friendly

How to estimate net pay

  1. 1

    Enter gross pay

    Type your gross salary or wage for the pay period before any deductions.

  2. 2

    Set taxes and deductions

    Enter federal and state tax percentages plus fixed deductions like 401(k) or health insurance.

  3. 3

    Read take-home pay

    See net pay per period and an annualized estimate in the results panel.

Paycheck estimation formulas

federal tax = gross × (federal rate ÷ 100)
state tax = gross × (state rate ÷ 100)
net pay = gross − federal − state − other deductions

Note: This is a simplified estimate. Actual withholding uses IRS tables, FICA, and pre-tax deductions.

Why Use This Tool?

  • Pay Periods

    Weekly, bi-weekly, semi-monthly, and monthly gross pay.

  • Tax Rates

    Adjust federal and state percentages to match your situation.

  • Budget Planning

    Estimate take-home before accepting a job offer.

  • Private

    Salary data never leaves your browser.

Frequently Asked Questions

Is this the same as my actual paycheck?

No. Real withholding includes FICA, Medicare, pre-tax 401(k), and IRS bracket tables. Use this for rough estimates only.

Which pay period should I select?

Match your employer schedule — bi-weekly (26 periods) is most common in the US.

Does it include FICA and Medicare?

This simplified calculator uses percentage inputs you provide. Add FICA (~7.65%) to federal rate for closer estimates.

Can I estimate annual income?

Yes. The results panel annualizes net pay based on your selected pay period.

Is this paycheck calculator free?

Yes. Unlimited estimates with no signup.

Paycheck Calculator — TetraKits

Take-Home Pay Before Tax Season Surprises

Job offers quote gross salary but budgets run on net pay. Enter gross amount, tax rates, and deductions to see an estimated take-home figure — useful for comparing offers and planning monthly expenses.