Paycheck Calculator
Enter gross pay, pay period, federal and state tax rates, and other deductions to estimate net take-home pay and annual income — results update instantly for quick budgeting.
Read: Paycheck Calculator Guide: Estimate Net Pay After Tax →
- Free to Use
- No Signup
- Privacy Friendly
How to estimate net pay
- 1
Enter gross pay
Type your gross salary or wage for the pay period before any deductions.
- 2
Set taxes and deductions
Enter federal and state tax percentages plus fixed deductions like 401(k) or health insurance.
- 3
Read take-home pay
See net pay per period and an annualized estimate in the results panel.
Paycheck estimation formulas
Note: This is a simplified estimate. Actual withholding uses IRS tables, FICA, and pre-tax deductions.
Why Use This Tool?
Pay Periods
Weekly, bi-weekly, semi-monthly, and monthly gross pay.
Tax Rates
Adjust federal and state percentages to match your situation.
Budget Planning
Estimate take-home before accepting a job offer.
Private
Salary data never leaves your browser.
Frequently Asked Questions
Is this the same as my actual paycheck?
No. Real withholding includes FICA, Medicare, pre-tax 401(k), and IRS bracket tables. Use this for rough estimates only.
Which pay period should I select?
Match your employer schedule — bi-weekly (26 periods) is most common in the US.
Does it include FICA and Medicare?
This simplified calculator uses percentage inputs you provide. Add FICA (~7.65%) to federal rate for closer estimates.
Can I estimate annual income?
Yes. The results panel annualizes net pay based on your selected pay period.
Is this paycheck calculator free?
Yes. Unlimited estimates with no signup.

Take-Home Pay Before Tax Season Surprises
Job offers quote gross salary but budgets run on net pay. Enter gross amount, tax rates, and deductions to see an estimated take-home figure — useful for comparing offers and planning monthly expenses.
