Compound Interest Calculator
Project how your savings and investments grow over time with compound interest and regular contributions.
- 40+ Currencies
- Free to Use
- Instant Results
| Year | Contributed | Interest | Balance |
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Why Use This Calculator?
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Free Forever
Run unlimited projections with no subscriptions or hidden fees.
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Multi-Currency
Switch between 40+ currencies with a beautiful floating selector.
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Live Updates
See your future balance update instantly as you adjust inputs.
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Privacy Friendly
All calculations run in your browser. Your numbers stay on your device.
Frequently Asked Questions
What is compound interest?
Compound interest is interest calculated on your initial deposit plus all accumulated interest from previous periods. Over time, it accelerates growth because you earn interest on a larger balance each period.
How do monthly contributions work?
Each month you add a fixed amount to your balance. That contribution is included before interest is applied at each compounding interval, reflecting regular investing or saving.
Can I change the currency?
Yes. Tap the currency button at the top of the calculator to open the selector. Search or browse over 40 currencies. Your choice is remembered for next time.
Is this calculator free?
Yes. TetraKits Compound Interest Calculator is completely free with no signup, subscriptions, or usage limits.
Plan Your Financial Future
Compound interest is one of the most powerful forces in personal finance. Whether you are saving for retirement, building an emergency fund, or projecting portfolio growth, understanding how your money compounds helps you set realistic goals and stay motivated.
This calculator combines an initial deposit, monthly contributions, your expected annual return, and compounding frequency to show a clear projection with a year-by-year breakdown.